Our Agency

About Cline Mountain Insurance

A local Arizona agency built on a simple idea: when you call about your coverage, a real person who knows your name and your area should pick up.

Who we are

Cline Mountain Insurance is an insurance agency in Prescott, AZ, serving families and businesses across Arizona. The office sits on AZ-69 in the Frontier Village corridor, which is about as central to Yavapai County as an address gets.

We live where our clients live. That matters in a place where a fire on the forest edge, a monsoon cell that drops hail for ten minutes, or an elk standing in the road at dusk are not hypotheticals. They are the reason a policy written from a call center three states away tends to fit badly.

What we do

We help people protect what they have worked for: the house, the vehicles, the income, the business. Cline Mountain Insurance writes across many carriers, so your information gets priced more than one way rather than against a single company's rate card.

How we work

No phone trees. When you call, you talk to somebody on our team who will look at your actual situation, explain the options without jargon, and help you decide what fits. When something changes, a new house, a new driver, a new business, we adjust the coverage with you rather than around you.

When it is time to file a claim we do not disappear. Your carrier handles the claim itself, and we help you through the process from the first call to the resolution.

Where we serve

Our base is Prescott, and Yavapai County is the market we know best: Prescott Valley, Chino Valley, Dewey-Humboldt, Paulden, Mayer, Wilhoit, and the communities in between. We are licensed across Arizona and write statewide from here.

See what that looks like locally on our Prescott coverage page, or get to know the people who will answer your calls on the team page.

A note on how we describe ourselves

Cline Mountain Insurance is a local Arizona agency serving families and businesses across the state, backed by trusted, nationally recognized carriers. Licensed insurance agency in the State of Arizona.

Why Cline Mountain Insurance

Built on trust. Driven by service.

Three commitments that shape how the office runs day to day.

Backed by Trusted Carriers

Nobody here will sell you a limit they would not carry themselves, and nobody is compensated for talking you into more policy than the situation calls for.

True Local Expertise

We say when we are not the right fit. If your risk belongs with a specialist market we do not write in, we will point you at it rather than forcing a placement that will fail later.

Genuine Relationships

Every recommendation comes with the reasoning attached. You should be able to explain to somebody else why your deductible is what it is, and if you cannot, we have not finished the conversation.

Let us talk about your coverage

Call (928) 499-6644 or send the form. A quote takes a few minutes.