Legal

Terms of Service

Last updated 2026-10-27.

Agreement

By using this website you agree to these terms. If you do not agree with them, please do not use the site.

This site is information, not advice

Everything on this website is general information about insurance products. It is not a quote, not an offer of coverage, and not a substitute for reading an actual policy. Nothing here amends, extends, or alters the coverage afforded by any policy.

Coverage is subject to policy terms, conditions, exclusions, limits, and underwriting approval. Where this site describes what a coverage does, the policy document governs and it will differ from the summary here in ways that matter.

Coverage cannot be changed through this site

Coverage cannot be bound, altered, or canceled through this website, by email, by text message, or by voicemail. No request becomes effective without written confirmation from a licensed agent. If you need a change to take effect, call (928) 499-6644 and speak to somebody.

Licensing

Licensed insurance agency in the State of Arizona. We do not transact insurance in states where we are not licensed.

Your submissions

Information you submit must be accurate and must be yours to submit. Do not send sensitive personal information through this site. Applications containing inaccurate information can result in a denied claim or a canceled policy.

Third-party links

This site links to carrier sites and other third-party resources. We do not control them and are not responsible for their content or their privacy practices.

Limitation of liability

This website is provided as is. To the extent the law permits, Cline Mountain Insurance is not liable for damages arising from your use of it or from reliance on general information published here.

Governing law

These terms are governed by the laws of the State of Arizona.

Contact

These terms are published by Cline Mountain Insurance, 1781 AZ-69 Ste #3, Prescott, AZ 86301. To reach a licensed agent about anything on this page, telephone (928) 499-6644.