Blog
Practical writing on the insurance questions that come up most often, for Arizona homeowners, drivers, and business owners.
Written for this market
Arizona coverage questions, answered by the people who write the policies.
Your Wind and Hail Deductible Before Monsoon Season
Many Arizona policies apply a percentage to wind and hail claims, not a flat amount. How to find yours, what it comes to in dollars, and whether it fits.
Read it HomeownersWildfire Underwriting in the Prescott Wildland-Urban Interface
Arizona gives you 30 days on a non-renewal letter and a right to fix the condition. What carriers score, what you can document, and what we do if we can’t write you.
Read it AutoThe Glass Coverage Arizona Makes Carriers Offer You
No-deductible glass replacement is an election, not a default. Why it matters on gravel-shoulder highways and how to check whether you have it.
Read it AutoElk on Highway 89: Comprehensive, Not Collision
Hit an elk and it's a comprehensive claim. Swerve into a guardrail and it's collision. Why that split decides your deductible on the roads around Prescott.
Read itArticles only take you so far
Tell us what needs covering and a licensed agent will price it properly for your situation.