Buying, selling and swapping vehicles mid-policy is routine, and the few days around it are where people end up uninsured without realizing.
A new vehicle is not automatically covered forever. Most policies give a short grace period and then stop.
Three things about changing what you drive.
Most policies extend cover automatically to a newly acquired vehicle for a limited number of days, and the terms vary: sometimes only if you already carry comprehensive and collision, sometimes only at the broadest cover you hold. Relying on it without knowing your own terms is a gamble taken on a drive home from a dealership.
Adding a vehicle takes a few minutes and can be done in advance of collecting it. It also avoids the awkward case where a lender requires full cover and the grace period does not provide it.
Leaving a sold car on the policy means paying for it, and premium is prorated so the refund follows the date you tell us rather than the date you sold it. Keeping the policy current in both directions is money.
Changes, handled cleanly.
It varies by carrier and by what cover you already hold.
Financing usually demands comprehensive and collision from day one.
It happens, and it is money for nothing.
Tell us what you are buying or selling and we will handle the change before it happens.
