Mesa has one of the largest older populations in the Valley, and the auto market treats experienced drivers inconsistently. Some carriers reward them properly and some quietly stop.
Mature driver discounts exist, including for a refresher course, and they have to be asked for.
Three things about a policy held by an experienced driver for a long time.
Drivers over a qualifying age who complete an approved mature driver course are entitled to a premium reduction from insurers for a period afterwards. It is a genuine statutory benefit, the course is short, and a great many eligible drivers have never been told about it.
A household that stopped commuting is driving substantially less than the figure on a policy written during working years. Mileage is rated, the old number persists until someone changes it, and nobody audits it in your favor.
A policy held with one carrier for twenty years is not automatically the best priced. Rating methods change and long-held policies frequently sit on older ones. Shopping it occasionally is not disloyalty, it is the only way to find out.
The things that change after the commuting stops.
A short course, a real reduction, and frequently nobody mentioned it.
Usually well below what the policy still says.
Long-held policies drift onto older rating. Worth testing against the market.
Tell us roughly what you drive in a year now, not what you used to drive.
We check the discounts you are entitled to and probably were never offered.
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