Glendale, AZ

Insurance for Glendale,where four homes in ten are rented.

Glendale has the lowest ownership rate of the West Valley cities we write for. That makes renters and landlord cover the main conversation here, not an afterthought on a homeowners quote.

At 57.2 percent owner-occupied, nearly 38,000 of the city's households rent. Both sides of that need cover and neither covers the other.

Common Issues We Solve

What a Glendale policy has to get right

Three things we check on every Glendale quote, because each one decides what a claim pays rather than whether you have one.

The building policy does nothing for your things

A landlord's policy repairs the landlord's building. It does not replace your furniture, your electronics or your clothes, and it does not pay for somewhere to stay while the unit dries out. Renters cover is one of the cheapest policies sold and is the one most often skipped.

Renting out a house you used to live in

The most common way to end up uninsured in this city is to move and keep the old house as a rental without changing the policy. A homeowners form is the wrong contract once a property is tenanted, and a claim can be declined on that basis alone.

Event traffic is its own exposure

Stadium and arena days put a lot of unfamiliar drivers on local roads in a short window, often at night. That is a comprehensive and collision question and an uninsured motorist question, and the answer is in limits rather than in driving carefully.

The Numbers

Glendale at place level, not metro

Population

260,572

Across 88,633 households, with an entertainment district that brings a different population in on event nights.

Median home value

$387,500

Below the Valley average, and the gap between market value and rebuild cost is correspondingly easy to miss.

Owner-occupied

57.2%

The lowest ownership rate of the West Valley cities we write for, so nearly 38,000 households here rent.

Get a Quote

Get a Glendale quote

Tell us whether you own or rent and whether you rent anything out. In Glendale that answer changes the whole conversation.

Request a Glendale quote

We work out which policy you actually need before quoting one.

Request a quote
FAQ

Questions from Glendale

I rent. Is renters insurance really worth it?
For what it costs, yes, and usually not for the reason people expect. The part that earns its keep is loss of use, which pays for somewhere to live when your unit becomes uninhabitable. In a tight rental market that is the expensive problem.
I moved and kept my old house as a rental. Am I covered?
Probably not correctly. Tell us, because switching to a landlord policy is straightforward and discovering the mismatch during a claim is not.
Can I require my tenants to carry renters insurance?
Yes, and it is worth putting in the lease. It covers their belongings so they are not looking to you for them, and their liability sits in front of yours.
Nearby

We also write Peoria, Surprise, Goodyear, Avondale, Buckeye, El Mirage, Tolleson

Talk to a licensed agent about Glendale

Call and say whether you are the tenant or the owner. The policy is different and so is the advice.