Marana, AZ

Insurance for Marana,farmland turning into town.

Northwest of Tucson along I-10, where cotton fields have become subdivisions inside a generation and eighty-four percent of households own.

The Santa Cruz River and the washes feeding it run through this town. Flood is excluded from every homeowners form, which makes that geography worth a conversation.

Common Issues We Solve

What a Marana policy has to get right

Three things we check on every Marana quote, because each one decides what a claim pays rather than whether you have one.

A river that is dry until it is not

The Santa Cruz and the washes that feed it carry nothing most of the year and a great deal very occasionally. Flood is excluded from every homeowners and renters form sold in this state, and that exclusion applies however reasonable it felt to assume the channel was decorative.

Farmland soil under new houses

Ground that was irrigated for decades behaves differently once it is built on, and settlement and drainage both follow the old contours rather than the new streets. Worth knowing what the policy says about earth movement, which is commonly excluded and commonly misunderstood.

I-10 at the edge of a growing town

The interstate carries freight past a town whose local traffic is expanding quickly, which is a combination that produces collisions involving drivers who are not from here. Uninsured motorist cover on your own policy is what responds when theirs does not stretch.

The Numbers

Marana at place level, not metro

Population

65,523

Across 21,767 households, in a town that has roughly doubled within living memory.

Median home value

$413,800

Between Tucson and Oro Valley, which is also roughly where the town sits geographically and economically.

Owner-occupied

83.7%

More than eight in ten own, in housing built mostly as owner-occupied subdivisions rather than rentals.

Get a Quote

Get a Marana quote

Send the address and tell us how close you are to a wash. In this town that is the question with real money behind it.

Request a Marana quote

We check the drainage around the address before we price the house.

Request a quote
FAQ

Questions from Marana

My house is not in a flood zone. Do I need flood cover?
Possibly. Flood maps describe water behavior under historical conditions, and this town has changed what is upstream of a lot of properties. Being outside a mapped zone means nobody can require you to buy it, not that water cannot reach you.
What is earth movement and why does it matter here?
Settlement, subsidence and related ground shifts, which are excluded on standard homeowners forms. On former agricultural land with a long irrigation history it is worth knowing that exclusion exists before you need it rather than after.
Are rates here the same as Tucson?
Not necessarily. Marana is its own place to a carrier even though it reads as northwest Tucson on a map. It is one more reason to quote against several rather than assume.
Nearby

We also write Oro Valley, Tucson, Casa Grande

Talk to a licensed agent about Marana

Call and we will look at where your property sits relative to the drainage before quoting anything.