Buckeye owns 86.0% of its homes, the highest rate in the West Valley, so most people renting here are doing it temporarily. Short tenancies have their own gaps, and moving is when things actually break.
Belongings in transit, and in storage, are not automatically covered the way they are at home.
Three things about renting as a temporary arrangement rather than a permanent one.
Personal property in transit is usually covered at a reduced off-premises limit, and damage caused by the movers is generally the mover’s liability rather than your policy. Breakage during a move is one of the most common losses tenants suffer and one of the least well covered.
Most renters forms cover property in a storage facility at a fraction of the contents limit, often ten percent. A household mid-move with half its possessions in storage can be badly underinsured for weeks without realizing the limit changed.
Overlapping leases, or a rental while a house is being built, means belongings at two places. Policies are written against one address, and the second one is a conversation rather than an assumption.
Specific to households in motion.
Usually a small percentage. If a lot is going into a unit, it is worth raising deliberately.
Reduced, but real. Knowing the figure tells you what to carry yourself.
Too early and the old place is bare. Too late and the new one is. The overlap is the risky week.
Tell us whether anything is in storage and whether a move is coming up.
We check the storage and in-transit limits, which default low.
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