Roadside assistance is cheap, widely sold and poorly understood. What it includes, how far it tows and how often you can use it vary considerably between the places you can buy it.
Roadside cover from an insurer, a card and a motoring club are three different products at three different limits.
Three things about the cheapest thing on the policy.
Some plans tow to the nearest qualified repair facility, some to a stated mileage, and some to a dollar amount. Between Sahuarita and the places you might actually want the car taken, those three produce very different outcomes, and nobody checks until they are at the roadside.
Plans commonly limit the number of service calls in a policy period. A household with an unreliable second car can exhaust it, and exceeding the cap is paid at full roadside rates.
Repeated roadside claims are recorded like any other service and some carriers treat a pattern of them unfavorably at renewal. It is not a reason to avoid using it when you need it; it is a reason not to treat it as free.
The small print on the small cover.
Nearest facility, stated miles or a dollar cap. They differ a lot.
A real limit and an easy one to exhaust.
Cards and clubs frequently duplicate it.
Tell us whether you already have roadside cover through a card or a club.
We check the towing distance, which is the only number that matters.
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