A town built in the 1950s for the dam that made Lake Powell, where a great many households own something that a homeowners policy barely covers.
Watercraft carry severe limits on a homeowners form, and liability is frequently excluded entirely once the boat is under way.
Three things we check on every Page quote, because each one decides what a claim pays rather than whether you have one.
Most forms cap watercraft at a few thousand dollars and exclude liability once the vessel is in use. On a lake this size, with this much traffic, the liability is the exposure that matters: a collision or an injured passenger is not a property claim. A separate watercraft policy covers hull, liability and the people aboard.
A property rented to guests is in commercial use, which personal homeowners forms exclude or limit heavily. In a town where the season is the economy, that gap sits under a large number of otherwise ordinary policies.
Remoteness affects response times, repair logistics and which carriers will write at all. It also means a total loss takes longer to put right, which is what loss of use and additional living expense are for and why their limits deserve a look.
Across 2,921 households, in a town whose season swells it far beyond that.
Mid-range, in a market shaped more by the lake and the visitor economy than by local wages.
Seven in ten own, a notable share of them with a boat on the policy or missing from it.
Written for Arizona, quoted for your address in Page.
Read moreWritten for Arizona, quoted for your address in Page.
Read moreWritten for Arizona, quoted for your address in Page.
Read moreWritten for Arizona, quoted for your address in Page.
Read moreWritten for Arizona, quoted for your address in Page.
Read moreTell us what floats, what it is worth, and who drives it. None of that belongs on a homeowners form.
We get the watercraft onto the right policy before anything else.
Request a quoteCall and tell us about the boat. It is the thing most Page policies get wrong.
