Owner-occupancy here is 42.3 percent, the lowest of every city we write for. A majority of Tempe rents, and that makes renters and landlord cover the main event rather than a footnote.
With 78,279 households and fewer than half of them owned, this is a landlord and tenant market before it is anything else.
Three things we check on every Tempe quote, because each one decides what a claim pays rather than whether you have one.
A renters policy covers the people named on it. Two or three people splitting a place usually need either every name on one policy or a policy each, and the assumption that one covers everyone surfaces at exactly the wrong moment.
Turnover here is seasonal and predictable, which makes the vacancy provision in a landlord policy worth reading rather than assuming. Many restrict certain losses once a unit has been empty past a stated number of days, and a summer gap can cross it.
A student may be partly covered under a parent's homeowners policy, with conditions about enrollment and residence, and usually at a fraction of the household limit. Liability often does not extend at all. It is worth checking rather than assuming, and a renters policy costs very little.
Across 78,279 households, in a city whose population turns over on an academic calendar.
Close to the Valley average, though it describes a minority of households here given how many rent.
The lowest of every city we write for. A majority of Tempe rents, which makes renters and landlord cover the main event.
Written for Arizona, quoted for your address in Tempe.
Read moreWritten for Arizona, quoted for your address in Tempe.
Read moreWritten for Arizona, quoted for your address in Tempe.
Read moreWritten for Arizona, quoted for your address in Tempe.
Read moreWritten for Arizona, quoted for your address in Tempe.
Read moreTell us whether you rent, own, or rent a place out, and whether anyone shares the lease.
Call and say which side of the lease you are on. Roommates and vacancy are the two things worth getting right here.
