Allowing neighbors to ride, shoot or hunt on acreage is ordinary here. Arizona has a statute that helps a landowner who does it for free, and the protection has conditions.
Arizona limits liability to recreational users where no fee is charged. Charging money changes the position.
Three things about allowing people onto your property.
The state limits the duty a landowner owes to people using land for recreation without paying for it. It is a genuine and useful protection, and it is not absolute: it does not cover wilful or malicious failure to guard against a known danger, and it turns on the absence of a fee.
Charging for access, even informally, moves the arrangement outside the statute and can also make it a business pursuit, which personal policies exclude. The same afternoon with the same people has two very different legal characters depending on whether cash changed hands.
Even a successful defense costs money to mount. Liability cover pays for that defense as well as any judgment, which is why the statute and the policy do different jobs and you want both.
Who uses the land and on what terms.
The single fact the statute turns on.
Old wells, mine workings and equipment all matter.
It has to qualify, and it is usually at a default.
Tell us who uses the land, whether anyone pays, and what hazards are on it.
We cover the defense, which the statute does not pay for.
Request a quote