Eloy, AZ

Insurance for Eloy,farmland on the interstate.

A Pinal County city on I-10 between the two metros, agricultural in character, where the published population figure counts a great many people who do not live in its households.

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Eloy counts 19,967 people across 4,495 households, which is 4.44 per household against a state average of 2.53. Census counts group quarters in population and not in households.

Common Issues We Solve

What a Eloy policy has to get right

Three things we check on every Eloy quote, because each one decides what a claim pays rather than whether you have one.

Outbuildings are a separate limit

Barns, shops, pumphouses and detached garages fall under other structures, which is typically a fixed percentage of the dwelling limit and is almost never checked against what is actually standing. On an agricultural parcel that percentage is usually well short.

Equipment is not household contents

Tractors, implements and tools used in a farming operation are generally excluded or severely limited on a homeowners form. They belong on a farm policy or a scheduled endorsement, and the difference only becomes visible after a fire.

An interstate through an agricultural county

I-10 carries long-distance freight past local traffic that includes slow-moving equipment. The collisions that result are rarely the local driver's fault and frequently involve someone underinsured, which is what uninsured motorist cover exists for.

The Numbers

Eloy at place level, not metro

Population

19,967

The households figure is the one to read. 4,495 households is the residential market; the population line counts a large institutional population the Census houses in group quarters.

Median home value

$255,300

Modest, in a market where agricultural buildings and equipment often matter more than the house does.

Owner-occupied

74.7%

Three quarters of those households own, many on parcels larger than a town lot.

Coverage