Agricultural work is seasonal and so are the tenancies that serve it. A property let in short cycles with gaps between them is a different proposition from one on a twelve month lease.
Short tenancies mean frequent gaps, and gaps are what vacancy clauses are written about.
Three things about renting a property in cycles.
A property on short tenancies is empty more often than one on a long lease, and each gap counts toward the consecutive vacant days that most policies restrict cover after. An owner running seasonal rentals can cross that threshold several times a year without ever thinking of the property as vacant.
A series of brief lets is assessed differently from a standard residential tenancy, both for the turnover and for the reduced screening that usually comes with it. It is placeable, and it has to be described rather than averaged into "a rental".
Seasonal lets are frequently furnished by the owner, which puts owner-owned contents in a tenanted property. That is not what a standard landlord policy assumes and it needs naming explicitly.
Cover for a property that empties regularly.
Measured against the vacancy clause rather than averaged.
It decides which product fits.
Owner contents in a let property needs its own limit.
Tell us how long tenancies run, how long the gaps are and whether you furnish it.
We write the vacancy pattern into the policy rather than around it.
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