Mature landscaping is why this town looks the way it does. On a rental it is also a maintenance obligation and a liability, and the tenant is not the one who answers for it.
A tree on a rental is the owner’s structure for practical purposes. Its condition is the owner’s problem.
Three things about large trees on a property you rent out.
Where a tree is healthy, a limb coming down in a storm is generally an act of nature. Where it was visibly dead or diseased and nothing was done, that becomes negligence. On a rental the owner is the one expected to inspect and maintain, and a tenant mentioning a dead branch creates a record of notice.
A large tree failing reaches a neighbor’s roof, car or fence as often as it reaches your own. That is a liability claim against the owner rather than a property claim, and the limit on a landlord policy is what stands behind it.
Policies typically limit tree removal to a small stated amount and often only where the tree struck a covered structure. On a property with mature trees, removing one after a failure is frequently an owner cost rather than a claim.
The landscaping as a liability.
And how close they are to the neighbors.
Notice of a dead limb starts a duty.
Tree damage next door is a liability claim.
Tell us what large trees are on the property and who maintains them.
We treat the trees as part of the property, because claims do.
Request a quote